Financing Options

Flexible ways to pay for your solar, battery, or energy system.

Find the Right Fit

Our Finance Partners

We work with multiple financing partners so we can match you with the right option, not push a one-size-fits-all plan. Here's how each one works.

Brighte

Zero Interest

Brighte's 0% interest payment plan means you pay no interest, ever. You apply through us, and once the system is installed, fortnightly repayments begin automatically.

Interest rate 0%
Finance up to $30,000
Repayment terms 6 months - 10 years
Repayment frequency Fortnightly

How it works

  1. We submit the application on your behalf during the quoting process
  2. You complete a quick online approval (usually same-day)
  3. Your system is installed. Repayments don't start until the job is done
  4. Brighte pays us directly. You repay Brighte over time, interest-free

A $75 establishment fee and $2.30/week account keeping fee apply. No interest is charged. Eligibility: Australian homeowner, employed 25+ hours/week or self-funded retiree. Subject to credit approval.

Parker Lane

Low-Rate Green Loan

Parker Lane is an independent finance broker that compares green loan products across multiple banks, including CBA, NAB, and Bankwest, to find you the lowest rate. These are unsecured loans, so your home isn't used as security.

Rates from 5.99% p.a. fixed
Finance up to $100,000
Repayment terms 1 - 10 years
Early exit penalty None

How it works

  1. We include Parker Lane financing options directly in your solar proposal
  2. Parker Lane compares green loan products across their lender panel
  3. You receive the best matched rate. No need to shop around yourself
  4. Pay off early any time with no penalty, or make additional repayments to save on interest

Rates from 5.99% p.a. fixed (comparison rate 7.25% p.a.). Eligibility: Australian citizen or permanent resident. Pensioners and Centrelink recipients accepted. Subject to credit approval. Rates subject to change.

28 Finance

60+ Lenders Compared

28 Finance is a free broker service that scans over 60 lenders, from climate-focused specialists to the big four banks, to find the green loan you're actually eligible for. They present your options side-by-side so you can pick the best fit.

Rates from 3.99% p.a. fixed
Finance up to $50,000
Cost to you Free
Credit score impact None (initial check)

How it works

  1. We refer you to 28 Finance as part of your consultation
  2. They run a quick eligibility check across 60+ lenders. No credit score impact
  3. You compare personalised offers side-by-side and choose the best one
  4. You apply directly with the chosen lender for fast approval

We put the majority of our clients through 28 Finance. Rates vary by lender and eligibility. The broker service is free. 28 Finance earns a commission from their lender panel, not from you. Subject to lender approval.

Already have a bank in mind?

If your bank offers a green loan with a competitive rate, we're happy to work with that too. The goal is always to get you the best deal, not to push a particular provider.

Discuss Your Options

Affordable Energy

Put Your Money Toward an Asset, Not Just a Bill

Right now you might be paying $300 to $400 a month on electricity, and that money just disappears. With finance, a similar monthly amount goes toward paying off a system that adds value to your property, reduces your bills from day one, and can even earn you money through a virtual power plant.

We work with multiple financing partners to find the best fit for your situation. Sometimes finance repayments are marginally more than what you're already paying on your bill. Sometimes they're less. It depends on the system size and your usage.

EES solar installation

Rebates and Incentives

Government Support

The Victorian solar rebate and federal STC scheme can take thousands off your upfront cost. We handle the paperwork for you.

Federal STC Rebate

Small-scale Technology Certificates provide a point-of-sale discount on solar and heat pump installations. Applied directly to your quote.

Victorian Solar Rebate

Solar Victoria rebates for eligible properties based on property value and household income. We handle the application for you.

Victorian Battery Rebate

A separate rebate for home battery installations through Solar Victoria. Can be combined with the solar rebate.

Victorian Energy Upgrades (VEU)

Incentives for energy-efficient upgrades including heat pumps and hot water systems. Rebate values vary by product and location.

What Can Be Financed?

Finance Any Energy System

Financing isn't just for solar panels. We can arrange payment plans for:

  • Solar panel systems
  • Battery storage
  • Heat pump hot water systems
  • Hydronic heating and cooling
  • Home automation and energy management
  • Complete system packages (solar + battery + heat pump)

Sometimes putting it all on finance makes more sense than staging it. If you're generating free power during the day, there's no reason to keep paying for gas when you could add a heat pump and disconnect entirely.

EES facility

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FAQ

Common questions about rebates and costs

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